Cram G.O.A.T™

Studying in Finland

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2 requirements can stop your application even with an offer in hand. Finland has government steps that sit outside any university’s own criteria. See what they are →
  • financial_proof Blocks your application

    Financial requirement — EUR 800 per month

    At least EUR 800 per month must be shown for living costs, EUR 9,600 for a one-year stay. This is net of tuition — money spent on tuition does not count toward it.

    Costs
    EUR 9,600
    When
    after_offer
    infofinland.fi · 2026-08-17 · Finnish Immigration Service (Migri)
    You will need to have at least €800 per month to be able to cover your housing, food and other expenses. This means that, for a year's stay, you will need to have €9,600. ... If your studies are subject to a charge, you also need to ensure that you have enough money to live on after paying the tuiti
  • health Blocks your application

    Health insurance — EUR 120,000 cover for studies under two years

    A valid policy is required before the residence permit is granted. Studies under two years must be covered for medical costs up to EUR 120,000. Studies of two years or more normally bring a municipality of residence and municipal health services, so the policy then only needs to cover medicine.

    When
    after_offer
    infofinland.fi · 2026-08-17 · Finnish Immigration Service (Migri)
    For example, if your studies in Finland last for less than two years, the insurance policy must, at a minimum, cover medical costs up to €120,000. ... The deductible must not exceed €300. ... The policy must be valid throughout your time in Finland. ... If the estimated duration of your studies is n
  • visaMandatory

    Residence permit for studies (A permit)

    Non-EU/EEA/non-Nordic students staying over 90 days need a residence permit. Applied online through Enter Finland after admission, followed by an in-person identification visit at a Finnish diplomatic mission within 3 months of online submission.

    When
    after_offer
    www.studyinfinland.fi · 2026-08-17 · Finnish Immigration Service (Migri); Enter Finland; Finnish missions
    If you are not a citizen of an EU member state or one of the Nordic countries, you need a residence permit for Finland. ... You can apply for a permit online through the Enter Finland service. After applying, you must visit the closest Finnish diplomatic mission to prove your identity. ... You must
  • fee_statusMandatory

    Tuition fees for non-EU/EEA students (English-taught degrees)

    Non-EU/EEA students pay tuition for English-taught bachelor's and master's programmes. Programmes taught in Finnish or Swedish are free, and doctoral programmes are free regardless of nationality — so the language of instruction determines the fee.

    When
    after_offer
    www.studyinfinland.fi · 2026-08-17 · Individual universities set fee levels; Ministry of Education and Culture provides the statutory basis
    Non-EU/EEA students need to pay tuition for English-taught bachelor's and master's programmes. ... Fees range from €8,000 to €20,000 per year, varying by university and programme. ... Doctoral programmes do not charge tuition, regardless of nationality. Student union fees €50-€70 per academic year;
  • registrationMandatory

    DVV registration and personal identity code

    Registration in the Population Information System yields an 11-character personal identity code, often issued at the same time as the permit decision. A separate municipality of residence is granted if you move to Finland for at least a year — for students, studies lasting at least two years evidence this, and it unlocks municipal healthcare.

    When
    after_arrival
    infofinland.fi · 2026-08-17 · Digital and Population Data Services Agency (DVV)
    A personal identity code is a number sequence with 11 characters, formed on the basis of your date of birth and gender. ... Before visiting the agency, make an appointment on the website ... In order to get a municipality of residence in Finland, you must move to Finland for at least one year. ... y
  • credential_verification

    Credential recognition (NOT required for study admission)

    Finland has no compulsory central credential evaluation for admission. Institutions assess foreign qualifications themselves. The National Agency for Education issues recognition decisions only for regulated professions, not for study admission.

    When
    before_application
    www.oph.fi · 2026-08-17 · Finnish National Agency for Education (Opetushallitus / OPH)
    a person who has completed their qualification abroad applies for a position for which the law requires a specific qualification ... In Finland, recognition decisions are made by competent authorities, educational establishments, higher education institutions and employers.